LIFE INSURANCE

Be it life insurance for one’s “whole life”, “term insurance” that provides coverage for a set period, utilizing life insurance as tax advantaged vehicle for excess cash, or a combination of the three—ProSolace is the one stop solution for coverage for professionals, their families and their companies or practices.

Coverage amounts from$25K to $50M

 

PRODUCTS INCLUDE:

▪ Term Life (5-40 years)
▪ Guaranteed Issue Group Term Life Insurance
▪ Universal Life
▪ Universal Whole Life/Long Term Care (hybrid)
▪ Guaranteed Issue Group Universal Whole Life
(carve out plans)
▪ Indexed Universal Life
▪ Cash Accumulation Whole Life
▪ Whole Life
▪ Mortgage Protection Insurance
▪ End of Life Burial Insurance

 
 

LIVING INSURANCE

Living insurance provides financial protection in case of a life changing event that happens while you are still alive, such sickness, dementia, injury or an accident. Along with traditional health insurance options, living insurance provides income and asset protection if you can not work or require long term assistance at home or in a facility.

 

PRODUCTS INCLUDE:

▪ Group Health Insurance
▪ Medical Savings Account (MSA) Programs
▪ Supplemental Health Insurance
▪ Critical Illness Insurance
▪ Long Term Care Insurance
▪ Group Disability/Income Protection Insurance
▪ Individual Disability/Income Protection Insurance
▪ Critical/Terminal Illness Riders

 
 

BUSINESS/CORPORATE-OWNED INSURANCE

Corporations (for profit and nonprofit), Partnerships, LLC’s and Medical Groups have many uses for life insurance to protect themselves from financial exposure and to reap the tax  benefits of life and disability insurance. Life Insurance is part of portfolio of 90% of the major banks and 75% of the major corporations in the United States.

 

APPLICATIONS INCLUDE:

▪ Buy/Sell Life Insurance
▪ Key Man Life Insurance
▪ Key Man Disability Insurance
▪ Corporate Owned Paid Up Whole Life Insurance
▪ Corporate Owned Life Insurance To Fund Charitable Trust
▪ Recruiting and Retention Tool